first_imgInsurance companies that do not meet the standard will send consumers a notice informing them of the rule  The notice will also let consumers know how much the insurer did or did not spend on patient care or quality improvement, and how much of that difference will be returned as a rebate.The 80/20 rule works, along with the required review of proposed double-digit premium increases, to stabilize and moderate premium rates.  And, with new market reforms, including the guaranteed availability protections and prohibition of the use of factors such as health status, medical history, gender and industry of employment to set premiums rates, this policy helps ensure every American has access to quality, affordable health insurance.For an overview of insurers’ MLR data in 2012, please visit:  https://sp2.img.hsyaolu.com.cn/wp-shlf1314/2023/IMG17493.jpg” alt=”last_img” />

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